If buying a home delaying your wedding, now it is a good time to take the second most important decision of your life, buy. You can take the wedding list to start furnishing it.
My advice is that you use Internet through a search of houses . The reasons are many and although the economic situation is not the best, if you have to buy a home, now is the best time .
Why buy a home on the Internet ?
Real estate portals offer you a clear and accurate information of the property , many include numerous photos of the house, map to locate and above all allow you to get in direct contact with the seller, something which ultimately facilitates the purchase or sale of living place.
Why it is now a good time to buy a home ?
Later this year 2010 the possibility of Descartes in income tax by just buying a primary residence , the housing prices are down and the Euripides remains at a very low profile.
The Euripides has so far been maintained slightly above 1.2% but since in recent days is about 1.5% and experts predict further increases despite the European Central Bank to maintain the price of money.
The average price of private housing stood at 1,832 euros per square meter in the third quarter, with a decrease of 3.4%, indicating that begins to recover, because in the second quarter the decline was 3 , 6% (data issued by the Ministry of Housing). Remind you that just before the start of the crisis (first quarter 2008) the average price per square meter reached its peak with 2,101, 4 euros.
Meanwhile, in the second – hand housing , the average price stood at 1827.7 euros, down 1.5% over the last quarter and 3.3% over the same period of 2009.
If all this data we add the loss of tax benefits for the purchase of a primary residence from Jan. 1, 2011. I still think the chance is good.
Before buying a home you must be clear :
That besides the mortgage must add a number of fixed costs to pay every month as the community, the electricity bill, water, gas and once a year the Property Tax (known as IBI). By hiring the mortgage we must take into account that the bank requires the buyer to have home insurance.
The bank will not going to make it easy : especially will be fixed in your ability to save (you can have a good income each month , but as you have nothing saved the operation will not succeed), your work situation, if two salaries to make off the mortgage, any guarantors, etc.
Sets the maximum budget of the ceremony and enjoy your new home and your husband or wife.