5 Ways to Make Purchases Online Without a Credit Card

How To Handle The Credit Card When You Are Unemployed

We have explored a few other ways of buying things online. The findings show that not owning a credit card or a cheque card doesn’t necessarily mean that a bank customer will be forever banished from the wondrous online shopping experience.Here are five ways from best online casino usa to buy things online without a credit card:

Pay With Gift Cards or Store Credit

Gift cards with a major credit card network, such as Visa or MasterCard, can be used at any online store that accepts payment from that network. You can also use a retail-specific gift card to shop online, but typically only on that retailer’s website. You can purchase gift cards in the same places as prepaid cards. Many of these locations also sell retailer-specific gift cards, but of course, you can also purchase these directly from the retailer. Store credit usually works similarly to gift cards. If you returned something to that retailer, they may have offered you store credit rather than a refund. Store credit may be given in the form of a physical or digital “card,” or it may be pre-loaded into the customer’s account.

Redeem Amazon Cash

Amazon Cash allows you to shop on Amazon.com without a credit or debit card. You just add cash to your Amazon Balance at participating locations. You can scan a unique barcode or use your mobile phone number to identify your account and add from $5 to $500 to use for shopping on Amazon. You can link a PayPal account to your checking account, and any purchases you make through PayPal will be deducted from that checking account. If you have a PayPal balance, purchases will typically deduct from that balance first and then from your checking account. PayPal’s website has a list of online retailers that accept PayPal as a payment method. Other companies that are similar to PayPal, such as Venmo, also offer options to make online purchases. Paying through Venmo provides buyers with some protection through their Venmo Purchase Program, courtesy of casino en ligne argent reel.

Digital Wallet

A digital wallet is just what it sounds like: a way to virtually store your payment information. While PayPal and Venmo are two types of digital wallets, there are many others, including Apple Pay and Google Pay. When using a digital wallet for online purchases, you’ll have to use a device (such as a smartphone, tablet, or computer) that is equipped with your digital wallet. At checkout, participating retailers will give you the option to pay with your wallet. Digital wallets use a technology called “tokenization,” which creates a unique code each time you make a purchase. The retailer never sees your card number—and even if the code were stolen, a thief wouldn’t be able to make purchases with it.


Some retailers—such as Microsoft and AT&T—are now accepting payment in cryptocurrencies.8 Cryptocurrencies such as Bitcoin and Ethereum are digital currencies that can be exchanged online for goods or services. In order to use cryptocurrencies for online purchases, you’ll first have to set up a special digital wallet. Then, you’ll be able to make cryptocurrency exchanges. Not only can users make purchases without having a traditional bank account, but no personal information is required, which can be a security benefit. Many cryptocurrency users appreciate the feeling of having more autonomy over their purchases. On the other hand, cryptocurrencies are still relatively new. That means they face high levels of volatility—and the lack of regulation may be concerning for some people.

Use Your Checking Account

Though it may be less common, some online retailers let you use your checking account and routing information to make purchases. Check the payment options for the retailer to confirm that you can use your checking information. Checking account purchases are often made through EFT, or electronic funds transfer. EFTs digitally move money from one account to another. They are regulated by the Electronic Fund Transfer Act (EFTA), which is designed to protect consumers.