You’ve got the Mortgage offer. Now what?

When you are applying for a mortgage there are a multitude of things that you need to take into account and have in place. One to think about over any of the others is that you will need some Conveyancing Solicitors to deal with the actual purchase of the home. This is where a company like Sam Conveyancing can really be of a great help and assistance to you. They have years of experience helping people complete the purchase of a home and making sure that none of the pitfalls and delays can occur but, if they do, they will be able to deal with them competently and quickly.

Once the offer on the property has been accepted the estate agent will switch you over to the need to get some Conveyancing Solicitors. These are the people that will check that all of the legal requirements for a house purchase are in place. This is mostly taking the money for the purchase from the lender and transferring it to the relevant sellers solicitors. Sadly the money is never transferred into your account it all goes through the conveyancers. Don’t take offence this is a legal protection against money laundering and to make sure the money only goes on buying the house (as that’s all the lenders are giving it to you for).

They will also deal with any issue arising from the survey. For example, if there is a problem with damp or the roof that may affect the house price and you want to reduce it with the seller the conveyancer will need to know so that documents can be amended and drawn up again.